Serving Florida first responders since 1999.

DEFINE YOUR HORIZON™

AWP Resource Library

Free, foundational guidance for First Responders, designed by AWP’s financial planning experts.

Goal-Based Topics

Navigate your retirement with guidance aligned to your goals.

Define Your Legacy

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Manage Portfolio Volatility

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Secure Your Family's Family Future

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Minimize Taxes in Your Retirement Year

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Maximize Your Pension Benefits

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Covering Healthcare Costs in Retirement

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Turning Investments Into a Retirement "Paycheck"

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Finding Your Optimal Retirement Age

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Goal-Based Topics

Navigate your road to retirement with guidance aligned to your goals.

Define Your Legacy

ic-goals-defineLegacy-dark

Manage Portfolio Volatility

ic-goals-manageVolatility-dark

Secure Your Family's Family Future

ic-goals-securingFamily-dark

Minimize Taxes in Your Retirement Year

ic-goals-taxMinimization-dark

Maximize Your Pension Benefits

ic-pensionMax-dark

Covering Healthcare Costs in Retirement

ic-goals-healthcareCosts-dark

Turning Investments Into a Retirement "Paycheck"

ic-goals-retirementIncome-dark

Finding Your Optimal Retirement Age

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Featured Articles

Ace Your Tax Game: The Top 10 Tax Deductions Commonly Available to Retirees
Your Legacy Made Clear: What to Include in a Letter of Instruction
Defining Your Legacy
Managing Portfolio Volatility
How to Leverage Your $3,000 Tax Exemption for Qualified Healthcare Expenses
Selecting the Right Pension Option for Your FRS Pension Plan
How to Maximize Charitable Contributions
Tax Playbook: Section 179 Deduction with 2024 Bonus Depreciation
The Top 10 Social Security Claiming Strategies You Should Consider
The FRS Pension Plan: An Overview for Florida First Responders

Program & Plan Guides

Get a better understanding of the basics of the most common retirement programs and plans.

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FRS Pension Plan

Learn the basics of the FRS Pension Plan and its benefits, understand pension selection options, and gain insight into ways to maximize your lifetime pension value, and in turn, your DROP.
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FRS Investment Plan

Understand the pros and cons of FRS Investment plan, special planning considerations for an investment-only retirement, and insights into portfolio and risk management strategies.
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457(b) Plans

Understand how your 457(b) Plans work, when and how you can take withdrawals, how to use your 457(b) for qualified healthcare expenses and investment insights and considerations.
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The Deferred Retirement Option Program (DROP)

Understand the Deferred Retirement Option Program (DROP) and its solutions for a flexible retirement strategy.

Featured Articles

Ace Your Tax Game: The Top 10 Tax Deductions Commonly Available to Retirees
Your Legacy Made Clear: What to Include in a Letter of Instruction
Defining Your Legacy
Managing Portfolio Volatility
How to Leverage Your $3,000 Tax Exemption for Qualified Healthcare Expenses
Selecting the Right Pension Option for Your FRS Pension Plan
How to Maximize Charitable Contributions
Tax Playbook: Section 179 Deduction with 2024 Bonus Depreciation
The Top 10 Social Security Claiming Strategies You Should Consider
The FRS Pension Plan: An Overview for Florida First Responders

Program & Plan Guides

Get a better understanding of the basics of the most common retirement programs and plans.

ic-frsPension-dark

FRS Pension Plan

Learn the basics of the FRS Pension Plan and its benefits, understand pension selection options, and gain insight into ways to maximize your lifetime pension value, and in turn, your DROP.
ic-frsInvestments-dark

FRS Investment Plan

Understand the pros and cons of FRS Investment plan, special planning considerations for an investment-only retirement, and insights into portfolio and risk management strategies.
ic-457b-dark

457(b) Plans

Understand how your 457(b) Plans work, when and how you can take withdrawals, how to use your 457(b) for qualified healthcare expenses and investment insights and considerations.
ic-drop-dark

The Deferred Retirement Option Program (DROP)

Understand the Deferred Retirement Option Program (DROP) and its solutions for a flexible retirement strategy.

Get a free retirement assessment.

See where you stand, and gain insight to guide your next steps.

Retirement Planning Tools

Checklists, self-assessments, and eBooks – all developed by AWP’s financial planning experts.

Retirement-Focused Household Budget Worksheet

Asset Protection Quick Guide: Property & Casualty Insurance, Defined

FRS Pension & Drop: Pre-Retirement Checklist

FRS Pension & Drop: Post-Retirement Checklist

FRS Investment Plan: Post-Retirement Checklist

FRS Investment Plan: Pre-Retirement Checklist

Retirement Planning Tools

Checklists, self-assessments, and eBook – all developed by AWP’s financial planning experts.

Retirement-Focused Household Budget Worksheet

Asset Protection Quick Guide: Property & Casualty Insurance, Defined

FRS Pension & Drop: Pre-Retirement Checklist

FRS Pension & Drop: Post-Retirement Checklist

Get a free retirement assessment.

Find a clear path to financial security.

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