Serving Florida first responders since 1999.

Explore our library of free resources for tools, guides, and insights designed to support your financial journey as a Florida First Responder.

Retirement Program Guides

Better understand your retirement programs and plans options.

Downloadable PDFs

Free financial planning checklists, worksheets and guides.

Goal-Based Resources

Navigate your retirement with guidance aligned to your goals.

Insights

Timely articles, unique perspectives, and actionable insight to keep you informed and prepared.

Browse our entire library and filter by topic, resource type, or life stage.

Retirement Program Guides

AWP walks you through the most common retirement programs and plans.

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FRS Pension Plan

Learn the basics of the FRS Pension Plan and its benefits, understand pension selection options, and gain insight into ways to maximize your lifetime pension value, and in turn, your DROP.
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FRS Investment Plan

Understand the pros and cons of FRS Investment plan, special planning considerations for an investment-only retirement, and insights into portfolio and risk management strategies.
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457(b) Plans

Understand how your 457(b) Plans work, when and how you can take withdrawals, how to use your 457(b) for qualified healthcare expenses and investment insights and considerations.
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The Deferred Retirement Option Program (DROP)

Understand the Deferred Retirement Option Program (DROP) and its solutions for a flexible retirement strategy.

Downloadable Resources

Free checklists, worksheets and guides to supplement your financial planning.

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Retirement-Focused Household Budget Worksheet

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Asset Protection Quick Guide: Property & Casualty Insurance, Defined

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FRS Pension & Drop: Pre-Retirement Checklist

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FRS Pension & Drop: Post-Retirement Checklist

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FRS Investment Plan: Post-Retirement Checklist

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FRS Investment Plan: Pre-Retirement Checklist

Goal-Based Guides

Navigate your retirement with guidance aligned to your goals.

Define Your Legacy

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Manage Portfolio Volatility

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Secure Your Family's Family Future

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Minimize Taxes in Your Retirement Year

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Maximize Your Pension Benefits

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Covering Healthcare Costs in Retirement

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Turning Investments Into a Retirement "Paycheck"

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Finding Your Optimal Retirement Age

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Insights Blog

Timely articles, unique perspectives, and actionable insight from the AWP team.

Browse All of Our Resources

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Your Legacy Made Clear: What to Include in a Letter of Instruction
Finding Your Optimal Retirement Age
Florida Senate Approves Extended DROP Participation for Law Enforcement
The Deferred Retirement Option Program (DROP): A Comprehensive Guide for Special Risk Employees
Unlocking the Power of Roth IRAs: Tax-Free Growth and Flexible Withdrawals
Long-Term Care Insurance: What Coverage is Best for Your Future?
Is Your Financial Advisor Doing the Right Thing?
How to Use Cost Segregation to Create Tax Deductions As a Real Estate Professional
Secure Your Family's Financial Future
FRS Investment Plan: Post-Retirement Checklist
Want To Earn An Extra 3% Annually On Your Investments? It’s Time To Get Help.
Make Money on Your Money
FRS Investment Plan: An Overview for Florida First Responders
Minimizing Taxes in Your Retirement Year
The FRS Pension Plan: An Overview for Florida First Responders

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