TAX STRATEGY
Secure more of what is yours to keep.
Whether you’re well into retirement, newly retired, or still working, AWP can help you keep more of what you’ve earned and secure maximum benefits with smart tax strategies tailored to first responders.
SAVE AT EVERY STAGE
Smart Tax Minimization Strategies for First Responders
We offer comprehensive tax strategy services tailored to optimize your financial outcomes at every stage of life. Our approach ensures that you can minimize your tax burden, maximize your savings, and keep more of your hard-earned money.
- Coordination & Timing of Income Streams
Align income sources (e.g. Pension, Social Security, Required Minimum Distributions, etc.) to optimize tax efficiency in retirement.
- Annual Roth Conversions
Convert traditional retirement accounts to Roth IRAs to reduce future tax burdens (RMD’s)
- Navigating the Medicare IRMAA Tax Brackets
Manage income levels to minimize Medicare premiums.
- Implementing Strategies to Help Avoid IRMAA
Implement strategies to prevent unnecessary Medicare premium increases.
- Charitable Giving Strategies
Maximize tax benefits – and your legacy – through thoughtful charitable contributions.
- Exit Timing
Strategically plan your retirement date to optimize tax outcomes.
- Maximizing Benefits, Minimizing Taxes
Aim for a smooth transition with minimized tax impacts, without giving up hard-earned benefits that you’ve accumulated.
- Tax Analysis
Review your tax situation to avoid surprises in your retirement year.
- W-4 Analysis
Personalized guidance to adjust your withholdings based on your income, deductions, and financial situation. We help you strike the right balance, reducing the risk of a large tax bill or a missed opportunity to invest your money more effectively throughout the year.
- Annual Tax Return Analysis
We will review returns annually to identify tax-saving opportunities. View a sample of our tax analysis here.
- Withholding Analysis
Personalized guidance to adjust your withholdings based on your income, deductions, and financial situation. We help you strike the right balance, reducing the risk of a large tax bill or a missed opportunity to invest your money more effectively throughout the year.
- Annual Roth Conversions
Strategically convert to Roth IRAs during working years using backdoor-Roth conversion strategies.
- Asset Allocation
Guidance on saving and investing in accounts that maximize after-tax returns with your future financial picture (retirement) in-mind.
How much could you be saving?
We offer first responders FREE tax return analyses.
OUR APPROACH
Not just another financial planning firm.
First responders, first and foremost.
We know the tax implications of DROP, 457(b), and all things FRS inside-and-out. As a team of tax planning exports and financial advisors specializing in first responders, you should expect nothing less.
Work with a team (not just an advisor).
Our team-based approach gives you a group of experts who apply multi-disciplinary, collective expertise to your tax strategy, and provide for a more seamless integration with the bigger picture of your financial life.
Transparency, integrity, respect.
At AWP, we prioritize transparency, uphold our duty as a fiduciary with integrity, and treat each of our clients with the respect they deserve wherever they are in their financial journey.
Helping first responders retire well since 19991.
Atlantic Wealth Partners (AWP) has built a legacy of trust and expertise in financial planning for over two decades. Our deep understanding of the unique challenges faced by first responders has allowed us to provide tailored retirement and financial planning solutions.
Our legacy is rooted in dedication, longstanding relationships, personalized service, and a deep commitment to supporting the financial well-being of those who serve our communities. See the history of our firm and how we have been catering to the needs of Florida’s First Responders since 1999 here.
When you work with Atlantic Wealth Partners, you get more than just an advisor – you gain a team of seasoned professionals that are held to a higher standard of financial planning and estate planning, working to guide you through your financial journey with the respect and integrity you deserve.
Get a free tax return analysis.
Are you paying more than you need to? Our tax experts will give you the answer.
Schedule a free consultation.
Let’s talk about how we can help you develop a tax strategy for your circumstances.
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FREE RESOURCES
First Responder Tax Planning Tools & Guides
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